{"id":12999,"date":"2026-02-17T04:01:14","date_gmt":"2026-02-17T09:01:14","guid":{"rendered":"https:\/\/kb-familyoffice.com\/?p=12999"},"modified":"2026-07-20T04:59:34","modified_gmt":"2026-07-20T09:59:34","slug":"buying-real-estate-in-panama","status":"publish","type":"post","link":"https:\/\/kb-familyoffice.com\/en\/buying-real-estate-in-panama\/","title":{"rendered":"Buying Real Estate in Panama"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\tThe purchase process involves 8 structured steps: from property search and due diligence, through notarization and Public Registry recording, to final tax registration \u2014 typically completed in 30 to 60 days after deed execution.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\tPurchase Process - Step by step\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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01<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Search & Reservation<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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First contact<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • Identify the property and negotiate price and terms with the seller<\/li>
  • Execute a reservation or holding agreement backed by a deposit<\/li>
  • Engage K&B legal counsel for full transaction support<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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    Due Diligence<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    K&B managed<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    • K&B verifies title, liens, encumbrances, measurements & boundaries at the Public Registry<\/li>
    • Buyer conducts physical inspections of the property<\/li>
    • Topographic survey recommended to confirm land measurements on site<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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      Preliminary Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      K&B managed<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      • K&B drafts or reviews the Promise to Purchase Agreement<\/li>
      • Best acquisition structure defined: individual, Panamanian Corporation, or Private Interest Foundation<\/li>
      • Parties sign the Agreement; buyer pays initial deposit (typically 10%)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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        Escrow Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        Optional<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        • Recommended for buyers without a Panamanian bank account<\/li>
        • K&B Trust Services acts as intermediary to receive and hold purchase funds<\/li>
        • Funds released to seller only once the deed is duly registered with the Public Registry<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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          Formalization of Transfer<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          K&B managed<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          • Seller pays applicable transfer taxes and provides good standing certificates<\/li>
          • K&B prepares the Public Deed for notarization<\/li>
          • Both parties sign before a Notary Public; remaining balance paid to seller<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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            Registration<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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            K&B managed<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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            • K&B registers the deed with the Public Registry of Panama to legally transfer ownership<\/li>
            • Escrowed funds released to seller upon successful registration (if applicable)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              \n\t\t\t\t\t\t30\u201360 days from deed execution\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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              Update at ANATI<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              Land Authority<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              • K&B submits the registered deed to the Land Authority (ANATI)<\/li>
              • Ownership and cadastral value updated to reflect the new buyer<\/li>
              • Purchase price becomes the new cadastral value \u2014 basis for property tax<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                Property Tax Payment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                DGI - Tax Authority<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                • Buyer ensures compliance with property tax payments at the DGI<\/li>
                • Tax assessed quarterly; annual payment also available<\/li>
                • K&B advises on available property tax benefits if used as primary residence<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  \n\t\t\t\t\t\t8 steps \u2014 full transaction overview\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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                  Search & Reservation<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  Due Diligence<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  Preliminary Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  Escrow (optional)\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  Transfer Deed<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  Registration<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  ANATI Update<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  Tax Compliance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  \n\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\tK&B Fee Schedule\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                  Service<\/span><\/th>Fee<\/span><\/th>Details<\/span><\/th>\n\t\t\t<\/tr>\n\n\t\t<\/thead>\n\n\t\t\t\t
                  Legal Assistance \u2014 Real Estate Purchase<\/span><\/td>1% of purchase price<\/span><\/td>Covers all steps from due diligence through registration<\/span><\/td><\/tr>
                  Escrow Agent (K&B Trust Services, Corp.)<\/span><\/td>1% of escrowed amount<\/span><\/td>Minimum fee: US$1,000.00<\/span><\/td><\/tr>
                  Notary & Registration Fees<\/span><\/td>Quoted separately<\/span><\/td>Provided upon confirmation of purchase price<\/span><\/td><\/tr>
                  <\/i><\/span>A detailed quote including notary and Public Registry fees is issued once the purchase price is confirmed by the buyer.<\/span><\/td>\t\t\t<\/tr>\n\t\t<\/tbody>\n\n\t\t\n\t\t\t<\/table>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  \n\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\tAcquisition structure options\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                  Structure<\/span><\/th>Recommended for<\/span><\/th>Key advantage<\/span><\/th>K&B support<\/span><\/th>\n\t\t\t<\/tr>\n\n\t\t<\/thead>\n\n\t\t\t\t
                  Individual (personal name)<\/span><\/td>Primary residence \/ single buyer<\/span><\/td>Simplest structure; direct ownership<\/span><\/td><\/i><\/span> Full<\/span><\/td><\/tr>
                  Panamanian Corporation (S.A.)<\/span><\/td>Investors, rental properties<\/span><\/td>Liability protection; estate planning flexibility<\/span><\/td><\/i><\/span> Full<\/span><\/td><\/tr>
                  Private Interest Foundation<\/span><\/td>Wealth structuring, family succession<\/span><\/td>Asset protection; confidentiality; succession planning<\/span><\/td><\/i><\/span> Full<\/span><\/td>\t\t\t<\/tr>\n\t\t<\/tbody>\n\n\t\t\n\t\t\t<\/table>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  \n\t\t\t\t\tYour private wealth management firm \u2014 <\/span>K&B Family Office<\/span><\/span> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                  \n\t\t\t\t\t\tkb-familyoffice.com\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                  \n\t\t\t\t\t\tLegal Services\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                  This document is for informational purposes only. Fees and processes are subject to change. K&B Family Office provides comprehensive legal and fiduciary support throughout the real estate acquisition process in Panama.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                  A complete guide to acquiring property in Panama \u2014 from due diligence to registration \u2014 with full legal and fiduciary support from K&B.<\/p>\n","protected":false},"author":26,"featured_media":4596,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[53],"tags":[],"servicio-relacionado":[152],"tipo":[151],"class_list":["post-12999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","servicio-relacionado-legal-services","tipo-guides"],"acf":[],"yoast_head":"\nBuying Real Estate in Panama - K&B Family Office<\/title>\n<meta name=\"description\" content=\"A complete guide to acquiring property in Panama \u2014 from due diligence to registration \u2014 with full legal and fiduciary support from K&B.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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